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At what age should a pension plan be made? Previous item What is the need to have a...

We know that the economic situation is not always all that can be done and that we have to think about the future. Hiring a pension plan that ensures us money on the day of our retirement is something that is increasingly taken into account. Then, How old is a pension plan recommended?

Recommended age for a pension plan

The first thing to keep in mind is to have a solid insurer, recognized and with different pension plans such as AXA Insurances. Anyone can seek the best advice for each case.

You may think that hiring a pension plan as soon as possible is highly recommended, you also have to take into account that you need to have stable income and also some savings capacity.

There is no optimal age to start a pension plan and start saving for retirement, although it must be borne in mind that the sooner you start, the less effort will be made to save.

You may think that hiring a pension plan as soon as possible is highly recommended, you also have to take into account that you need to have stable income and also some savings capacity.

Depending on the age, you can choose between different types of pension plan. If you are less than 40 years old, a plan is recommended in which variable income predominates versus fixed income. This asset is more risky but in the very long term, the potential return is greater.

If you do not exceed 45 years you could choose a mix of variable income at 60% and 40% fixed income. Between 45 and 55, it is an appropriate time for fixed income to be 60% and variable to 40%.

As of 55 years of age, it is advisable to invest 30% in variable and 70% in fixed income and between 60 and 65 years, fixed-income pension plans are recommended, which have little risk.

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